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One of the most trusted Deposit & Guarantee protection providers in the UK

OUR SERVICES

IWA has been providing Insurance Backed Guarantees and Deposit Protection to the Home Improvement sector since 1985 and we’ve built up an outstanding reputation for trust and honesty amongst our clients from all over the UK.

We protect our contractors customers with policies that are user-friendly, easy to understand and with no hidden small print. Our cover provides peace of mind to consumers against deposit payments and against their written guarantee issued by the contractor (up to 10 years).

Find out more about our products or to get a quote

What is an insurance
backed guarantee

An Insurance Backed Guarantee (IBG), also known as Workmanship Warranty Insurance, is an essential protection for customers, in the event the contracting company ceases to trade. It can cover almost any kind of building work, including:

Air Source Heat Pumps • Bathrooms • Bedrooms • Biomass Boilers • Boilers • Central Heating Management Control • Conservatories • Conservatories Roof Replacement • Double Glazed Doors • Double Glazed Windows • Extensions* • EVCP • Fascias • Garage Conversions* • Garage Doors • Garden Rooms • Ground Source Heat Pumps • Kitchens • Loft Conversions • Loft Insulation • Orangeries • PV Management Controls • PV Solar • Roofing • Roofline • Soffits • Thermal Solar

Central heating systems e.g Radiators and Underfloor heating are excluded from any installation type named above including Air Source Heat Pumps, Boilers etc.

What is an insurance
backed guarantee

An Insurance Backed Guarantee (IBG), also known as Workmanship Warranty Insurance, is an essential protection for customers, in the event of the contracting company ceases to trade. It can cover almost any kind of building work, including:

Air Source Heat Pumps* • Bathrooms • Bedrooms • Biomass Boilers • Boilers* • Central Heating Management Controls • Conservatories • Conservatories Roof Replacement • Double Glazed Doors • Double Glazed Windows • Extensions • EVCP • Fascias • Garage Conversions • Garage Doors • Garden Rooms • Ground Source Heat Pumps* • Kitchens • Loft Conversions • Loft Insulation • Orangeries • PV Management Controls • PV Solar • Roofing • Roofline • Soffits • Thermal Solar

Central heating systems e.g Radiators and Underfloor heating are excluded from any installation type named above including Air Source Heat Pumps and Boilers.

DEPOSIT PROTECTION

We can protect your deposit up to 25% of the cost of the contracted
home improvement work
(subject to the T&C’s)

Latest News

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Workmanship Insurance for Renewables Contracts

As of 17th December 2024, the option to purchase IWA insurance through the MCS MID system ended. However MCS made it very clear that Financial Protections (Workmanship Insurance) remained mandated and leading up to December IWA worked with MCS to ensure a smooth transition for those companies wishing to continually benefit from the great insurance
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Happy New Year from IWA

To all of Our Members and the Home Improvement Community, IWA would like to take this opportunity to wish everyone a Happy and Prosperous New Year. Now that 2025 has arrived, it is a certainty that a number of you will be planning for the year ahead and considering aspects of your business on which
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IWA launches a new website taking the insurance services to new heights….

IWA have been working on launching a new website to make it more user friendly for both Consumers and Contractors. This comes in line with the ever increasing consumer duty focus, in the insurance sector. IWA is also focused on making services more streamlined. The new website has more information than before with a ‘new’
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New online portal coming soon….

With more and more contractors wishing to register their consumers online for insurance, IWA has been working to produce a ‘simple’ user friendly registration portal. Each member will have access to the portal with a their very own unique login. Once logged in the member will be able add consumers line by line and will

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